Dental insurance for individuals and families

 If You Put Off A Visit To The Dentist During The Covid-19 Pandemic, You’re Not Alone. Many Americans Delayed Care. If A Check-up Is On Your Checklist, You May Be Wondering What To Look For In 


Dental Insurance 

Or Whether The Dental Care You Need Is Covered. Dental Insurance Helps Cover Expenses You May Encounter During A Typical Year – Including Routine Care Such As Standard Cleanings, Exams And X-rays – Or More Extensive Care Such As Crowns And Root Canals. 


  • Health Insurance
  • Dental Insurance 

Will Likely Include A Monthly Premium, A Deductible And Preferred Providers. But Dental Plans Typically Use A 100-80-50 Model, Covering 100% Of The Cost Of Routine And Preventive Services, 80% Of Basic Services Such As Fillings And Pulled Teeth And 50% Of Major Services Like Crowns And Implants. Keep In Mind There May Be Waiting Periods For Some Services. And Other Services – Such As Orthodontia And 

Cosmetic Dentistry

May Not Be Covered At All. How Much You’ll Pay For Dental Insurance Varies Depending On Several Factors, Including The

Insurance Provider

The Services Your Plan Covers And The State Where You Live. Generally, Dental Premiums Range From About $20 A Month To $60 A Month, With Higher Premiums When More Family Members Are Covered. Many People Get Dental Insurance Through Their Employer. But It Is Generally Also Available Through The 

Health Insurance Marketplace,

 But Only During Open Enrollment Or A Special Enrollment Period, And Often Only In Conjunction With A Medical Plan. But Don’t Worry If You Don’t Have A Qualifying Event And You’re Shopping Outside Of Open Enrollment. You Can 

Buy Dental Plans

 All Year Round Directly From Insurance Companies. In Most Cases, If You’re Shopping Outside Of Open Enrollment, You’ll Need To Search For A Plan Outside The Marketplace Unless You Have A Qualifying Life Event. When Shopping For Dental Insurance, Don’t Just Look At The Monthly Premiums. Consider The Deductibles, Coinsurance And The Annual Maximum 


Your Plan Will Pay For Services You Need. You’ll Also Want To See Whether Your Preferred Dentist Is In-network With The Plans You’re Considering. To Learn More, Go To

Ritika Nayak

let yourself be your first love 💓

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